Products

Savings Products

The Bank has a lot of attractive savings account on the market that the customer can choose from. These savings product have been designed in such a way that customers’ interest is prime with higher interest rate and other related savings features. The product range from, regular savings to three; traditional products, innovative products and Money transfer services.

TRADITIONAL PRODUCTS

SAVINGS ACCOUNT

  • Minimum initial Deposit of GH¢10.00
  • Savings passbook for account operations is supplied.
  • Savings withdrawal cheque book for withdrawal
  • Attractive borrowing interest paid quarterly

CURRENT ACCOUNT

  • Minimum initial  Deposit of GH¢10.00
  • Cash paying –in and cheque paying-in books supplied for lodgement
  • Loans and overdraft facilities available

FIXED DEPOSIT

  • Minimum initial Deposit of GH¢20.00
  • Fixed deposit Receipts given on lodgements
  • Period ranges from 3 months to 12 months.
  • Attractive interest rate tied to money market rates paid interest on GH¢10,000.00 and above.

SUSU DEPOSITS

  • Any amount that one can contribute daily.
  • Susu passbook given for account operations.
  • No withdrawal until the end of the every month.
  • Loan facility available.

LOANS

The bank offers the following loans at very competitive interest rates.

  • Personal
  • Transport
  • Agricultural
  • Funeral
  • Commercial
  • Micro-finance

MICRO- FINANCE

The bank runs two (2) Micro- credit schemes aimed at reducing poverty which are;

  • Adwuma Nkosuo Loan Scheme(Group based)
  • AkuafoAnidasoo (Group Based